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Professional Package (PRO-PAC®)

Professional Package (PRO-PAC®) is a comprehensive environmental casualty insurance policy which bundles general, environmental and optional professional liability insurance in one efficient package. Designed for environmental contractors, consultants, and engineers, the package eliminates coverage gaps and allows multiple coverages to be obtained for one cost-sensible premium.

 

Features and Benefits Back To Top
  • General Liability and Contractors Pollution Liability coverage is included on an occurrence or a claims-made basis providing third-party liability protection relating to the premises, operations or products/completed operations of the insured as well as bodily injury, property damage or clean-up caused by the escape of pollutants arising from the insured’s environmental contracting or consulting work
  • Professional Liability coverage provided on a claims-made basis for errors and omissions arising out of professional services rendered by or on behalf of environmental consultants or engineers
  • As with other environmental casualty policies, the PRO-PAC® policy is non-auditable
  • Insured's clients receive automatic additional insured status for general and environmental liability where required by written contract
  • Optional coverages available for pollution conditions resulting from transportation of materials, pollution conditions at a contractor's storage yard facilities and pollution conditions arising from non-owned disposal sites 
  • Separate project-specific policy limits are available up to $25 million
  • Automobile coverage available on a primary basis to supplement the PRO-PAC® policy
  • PRO-PAC® Umbrella is available with limits up to $25 million over the primary PRO-PAC® policy including or excluding professional liability, pollution liability, automobile liability, employer’s liability and foreign liability with a $1 million minimum underlying limit
  • Minimum premiums: Professional Package (PRO-PAC®) - $20,000, Professional Package (PRO-PAC®) Umbrella – $2,000
 
Claims Back To Top

PRO-PAC(Pollution)

As a pioneer in the environmental insurance industry, we have handled tens of thousands of pollution claims for a wide range of industries and businesses of all sizes—from a single dry cleaning operation to a multinational chemical manufacturer—to some of the largest, most complex cleanup projects in history.

Drawing on this experience, our team of claims professionals is committed to effective and expeditious claim resolution. We also place great emphasis on helping policyholders control losses and contain costs through the use of clean-up contractors, litigation management, recovery and loss engineering resources.

To report a claim please contact us:
Tel: 866-473-0756
Fax: 866-260-0104
Mail: 
101 Hudson Street, 31 Fl.
Jersey City, NJ 07302
Attn: CID

To check the status of a claim please contact us: 866-473-0756


PRO-PAC(Non-Pollution) 

Our specialized claims services manage a broad spectrum of casualty exposures and are segmented by specialty to ensure claims are handled by claims professionals most experienced with any given loss and product type. Once a claim is reported, our approach brings to bear high quality investigative, legal and engineering expertise early in the claims process when it can have the greatest benefit for the client.

Claims in litigation benefit from some of the nation’s top legal defense firms and  forensic and evidence experts, and claims that require field investigations are referred to a premier team of investigators who undertake a rigorous and methodological approach to protect our policyholders’ assets.

We have dedicated customer-focused teams for transportation/fleet, entertainment, retail, products liability, commercial auto, construction, energy and many other industries facing particularly complex and unique risks. We have also positioned catastrophe teams to respond expeditiously to incidents nationwide and an expansive network of nurse consultants to conduct field-based case management.

To report a claim please contact us:
Primary Claims Casualty Eastern Zone:
Tel: 877-399-6442
Fax: 866-797-1077

Primary Claims  Casualty Western Zone:
Tel: 877-399-6442
Fax: 866-854-4926

To check the status of an existing claim please contact us:
Primary Claims Eastern Zone: 866-642-5246
Primary Claims Western Zone: 877-802-5246

 

Applications and Forms Back To Top

Applications & Sample Policies

PRO-PAC Application (.pdf)
Application form for PRO-PAC/PRO-PAC Umbrella Insurance

PRO-PAC Claims Made Specimen Policy (.pdf)
Sample PRO-PAC Claims Made Policy

PRO-PAC Occurrence Specimen Policy (.pdf)
Sample PRO-PAC Occurrence Policy

PRO-PAC Umbrella Claims Made Specimen Policy (.pdf)

PRO-PAC Umbrella Occurrence Specimen Policy (.pdf)