XSEnhanced ® : Real Estate
XSEnhanced®: Real Estate is a collection of endorsements to our commercial umbrella liability insurance that addresses the custom casualty exposures of real estate and hospitality businesses. With this enhanced coverage, customers in the Real Estate industry can compliment their excess casualty programs and receive all the protection they need in one, simple step.
- Third Party Discrimination - Because of their diverse nature, companies with large real estate portfolios may be exposed to third-party discrimination risks. Our enhanced third party discrimination coverage is provided regardless of whether scheduled underlying insurance provides such coverage.
- Professional Liability - On-site services such as spas and salons create potential professional liability exposures which traditional coverage may not adequately cover. Our enhanced coverage applies to all resultant Bodily Injury or Property Damage arising out of professional services performed by or on behalf of the Insured.
- Pollution enhancement - Our enhanced coverage allows for extended time to discover and report a pollution claim and for additional possible exposures such as pesticides, herbicides, pool maintenance chemicals, and carbon monoxide. Our enhanced pollution coverage is provided regardless of whether scheduled underlying insurance provides such coverage.
- Also available is CrisisResponse®, a built-in enhancement that grants insureds 24/7 access to claims experts, immediate funds, the nation’s leading public relations and crisis management firms in the event of a catastrophic casualty crisis
Our specialized claims services manage a broad spectrum of casualty exposures and are segmented by specialty to ensure claims are handled by claims professionals most experienced with any given loss and product type. Once a claim is reported, our approach brings to bear high quality investigative, legal and engineering expertise early in the claims process when it can have the greatest benefit for the client.
Claims in litigation benefit from some of the nation’s top legal defense firms and forensic and evidence experts, and claims that require field investigations are referred to a premier team of investigators who undertake a rigorous and methodological approach to protect our policyholders’ assets.
We have dedicated customer-focused teams for transportation/fleet, entertainment, retail, products liability, commercial auto, construction, energy and many other industries facing particularly complex and unique risks. We have also positioned catastrophe teams to respond expeditiously to incidents nationwide and an expansive network of nurse consultants to conduct field-based case management.
To report or check the status of a claim please contact us:
Tel: 866-473-0756
Fax: 866-743-4376