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Not-for-Profit Risk Protector for Growth Enterprises

Not-for-Profit Risk Protector is a flexible insurance package policy that allows small, not-for-profit organizations to obtain precisely the protection they need for the risks that threaten their organization, management, employees, volunteers, boards of directors and others.

Features and Benefits Back To Top

Coverage Highlights

Allows companies to choose Directors & Officers Insurance (D&O) and/or Employment  Practices Liability Insurance (EPL) in combination with one or more of the coverages listed below to create one comprehensive program – with shared or separate limits:

  • Fiduciary Liability Insurance 

  • Crime and Fidelity Insurance*

  • Employed Lawyers Professional Liability Insurance

  • Kidnap and Ransom*

Value-Added Services 

These highly-sought services are included with all Not-for-Profit Risk Protector policies:

  • CrisisFund® Insurance: A coverage enhancement which offers up to $25,000 to hire top public relations consultants to aid in managing negative events that can threaten an organization’s reputation and financial viability

  • EPL Pak® Premier: Premier services from Jackson Lewis, LLP, a premier employment law firm with offices throughout the United States; includes Title VII harassment and discrimination training, Internet-based HR Compliance reference system, and a Recruiting, Retaining and Terminating Employees Manual

  • Access to the nation’s premier attorneys to defend management and professional liability lawsuits

  • Specialized services designed to mitigate ultimate damages and optimize claims recovery

Unique Coverage Details

  • Coverage for employment practices perils such as claims of wrongful termination, discrimination, sexual harassment, negligent hiring, retention, training and supervision, as well as third-party discrimination lawsuits

  • Coverage for insureds including the organization, past, present and future directors, officers and trustees, employees, leased employees, committee members, volunteers, staff, faculty members and department heads, as well as spouses and domestic partners of individual insureds

  • Coverage for risks including defense costs for claims related to Internal Revenue Service intermediate sanctions, a portion of any Excess Benefit Penalty sanctions imposed on directors and officers, and multiple damages awards under the Americans with Disabilities Act and the Equal Pay Act 1,2

  • Support in litigated claims through the defense services of leading law firms from our Not-for-Profit Panel Counsel 

    * Separate Limits Only 
      1Available by endorsement only 
      2 IRS fines coverage not available in NY   

Claims Back To Top

When a claim occurs, our goal mirrors that of our customer: To resolve it as quickly and fairly as possible. To achieve this goal, Growth Enterprises draws on the our vast claims handling resources, including experienced claims specialists and the nation's premier defense attorneys, who have expertise managing even the most complex, sensitive claims and litigation.

To report a Risk Protector for Not-for-Profit Organizations claim, download our claim reporting form and submit it via one of the following methods:

Mail: c-Claim for Financial Lines 
        175 Water Street, 9th Floor
        New York, NY 10038

Fax: 866-227-1750