Small Business Commercial Umbrella Liability Insurance

For businesses with annual revenue up to $25 million, we provide Commercial Umbrella Liability Insurance for protection from catastrophic casualty claims.  Products are delivered efficiently for small business brokers and insurance buyers via e-Excess, an online quote and binding system.
Features and Benefits Back To Top
  • Worldwide coverage
  • Industry’s highest available limits – up to $50 million net of reinsurance
  • Superior claims services
  • Includes CrisisResponse®, a built-in enhancement that grants insureds 24/7 access to claims experts, immediate funds, the nation’s leading public relations and crisis management firms in the event of a catastrophic casualty crisis
  • Timely-local services nationwide
  • Underwritten over occurrence policies from our divisions or other approved carrier  
  • Access to the xsClaims Archive, an database of over 2,500 claims scenarios within 32 industries and 7 liability types to use as a benchmarking tool
  • We have been serving the excess casualty market for over 45 years, providing stability through favorable and unfavorable market conditions
 

Our specialized claims services manage a broad spectrum of casualty exposures and are segmented by specialty to ensure claims are handled by claims professionals most experienced with any given loss and product type. Once a claim is reported, our approach brings to bear high quality investigative, legal and engineering expertise early in the claims process when it can have the greatest benefit for the client.

Claims in litigation benefit from some of the nation’s top legal defense firms and  forensic and evidence experts, and claims that require field investigations are referred to a premier team of investigators who undertake a rigorous and methodological approach to protect our policyholders’ assets.

We have dedicated customer-focused teams for transportation/fleet, entertainment, retail, products liability, commercial auto, construction, energy and many other industries facing particularly complex and unique risks. We have also positioned catastrophe teams to respond expeditiously to incidents nationwide and an expansive network of nurse consultants to conduct field-based case management.

To report or check the status of a claim please contact us:
Tel: 866-473-0756
Fax: 866-743-4376

Mail:  
175 Water Street, 22nd Floor
New York, NY 10038
Attn: CID