Structured Insurance Programs

Global Risk Solutions designs non-traditional, innovatively structured programs that apply insurance and/or capital market strategies to help companies address:      

a)       unusual or difficult-to-place risks, or

b)       traditional risks more efficiently

These programs  differ from most traditional insurance by including some element of “structure” such as a notional experience balance, premium adjustments, the manner in which limits respond, etc.

A notional experience balance is a function of the program’s typically substantial premium or deposit premium and loss payments. Interest is credited to the balance. At a specified date after the policy period ends, the client may be eligible to receive any remaining balance.

Potential Benefits Back To Top
  • Benefit from favorable loss experience
  • Address multiple types of exposures in one structure
  • Obtain multi-year capacity with price certainty
  • Mitigate loss volatility with multi-year coverage
  • Provide evidence of insurance while saving costs as compared to traditional insurance
  • Have significantly greater control over claims
  • Obtain financing on more advantageous terms
  • Have flexibility in terms of payment schedule
 
Marketing Materials Back To Top

Global Risk Solutions Profile (pdf)
Brochure describing how Global Risk Solutions develops programs to help clients manage risks that are complex, unusual, and/or difficult to address