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Commercial Umbrella Insurance (Umbrella Prime®)

The chance of a company facing a costly, potentially bankrupting lawsuit is high in today’s court system. Commercial umbrella carriers with the requisite market experience, capacity and commitment to help companies surmount the challenges of this litigious environment are few and far between. Excess Casualty is the nation's leading provider of commercial umbrella liability insurance, with more than 45 years of experience and dedication to the excess casualty marketplace.

Commercial Umbrella Insurance is provided by Umbrella Prime®, a policy designed to track closely with ISO’s most recent general liability form, helping insureds eliminate gaps and inconsistencies between layers of coverage. Umbrella Prime provides top-rated, worldwide coverage and industry-leading capacity for nearly every business class.

Features and Benefits Back To Top
  • The industry's highest available limits - up to $50 million, net of reinsurance
  • Broad appetite and dedicated underwriting serves accounts of all sizes, industries and revenues
  • Administered by a nationwide network of over 200 excess casualty-dedicated underwriters providing timely, quality service with local expertise and undwerwriting authority
  • CrisisResponse® - a built-in crisis management enhancement that provides policyholders with additional policy limits and professional support in the event of a casualty crisis
  • Claims Archive - an online database of over 2,500 real-life claims scenarios searchable by liability and industry type to help facilitate assessment and benchmarking of liability insurance limits
  • RiskTool System- a comprehensive, web-based loss prevention and risk management solution that allows users to identify, analyze and manage their operational exposures. Available free-of-charge to all Excess Casualty policyholders.
 
Claims Back To Top

Our specialized claims services manage a broad spectrum of casualty exposures and are segmented by specialty to ensure claims are handled by claims professionals most experienced with any given loss and product type. Once a claim is reported, our approach brings to bear high quality investigative, legal and engineering expertise early in the claims process when it can have the greatest benefit for the client.

Claims in litigation benefit from some of the nation’s top legal defense firms and  forensic and evidence experts, and claims that require field investigations are referred to a premier team of investigators who undertake a rigorous and methodological approach to protect our policyholders’ assets.

We have dedicated customer-focused teams for transportation/fleet, entertainment, retail, products liability, commercial auto, construction, energy and many other industries facing particularly complex and unique risks. We have also positioned catastrophe teams to respond expeditiously to incidents nationwide and an expansive network of nurse consultants to conduct field-based case management.

To report or check the status of a claim please contact us:
Tel: 866-473-0756
Fax: 866-743-4376