Workers' Compensation Insurance

Chartis' Workers’ Compensation insurance coverage includes expert loss control, safety engineering and claims management to improve loss experience, resulting in lower premiums. Our teams of experienced underwriters, located throughout the United States, have the knowledge and authority to address virtually any class of risk for companies of all sizes.

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  • Features  

    We provide multiple program solutions to fit the needs of each client.  Such program options include:
    -  Guaranteed costs
    -  Loss Sensitive programs (including Incurred-Loss, Paid-Loss and Paid-Loss Retention Plans)
    -  Large deductibles for qualifying risks
    -  State and Federal Act coverages
    ........................................................................................................................................................................
    Our program options offer specific workers' compensation insurance features for small, mid-sized and large businesses.
     
    Small Businesses  (with premium between $2,000 and $250,000)
    - Clear, concise and brief submission process
    - Instant online, rates, quotes and ordering
    - Multi-state capabilities

    Mid-Sized Businesses (with premiums above $250,000)
    - Solutions for single or multi-state employers
    - Capability to address companies with low, medium or high severity potential or business
      complexity

    Large Corporations
    - Self-Insured Retention program structures
    - Aggregate stops offered for qualifying  risks
    - Customized solutions to address client's most complex exposures
    .............................................................................................................................................................................
    Our extensive experience allows us to address workers' compensation exposures in virtually all classes of business, including but not limited to:
      ConstructionPublic Entities
       Financial InstitutionsReal Estate
       HealthcareRetail
       Higher EducationTemporary Staffing
       ManufacturingTransportation
  • Benefits 

    In addition to our variety of program options, our workers' compensation programs offer additional benefits that help clients mitigate loss and manage costs effectively.  
    -  Life safety surveys and safety training. 
    -  On-site loss control including fleet loss control and industrial hygiene services. 
    -  Regionally based underwriters to ensure timely, informed and high-quality service.
    -  Early Return-to-Work strategies and Alternative Dispute Resolution* claims   
       resolution provided where available. 

         *Subject to state approval and availability
 

Our specialized claim services ensure that all workers’ compensation claims—from the simplest medical-only to the most complex—receive the focused care and attention needed for prompt and effective resolution.

  • To report a claim please contact us:

    Primary Claims Workers' Compensation Eastern Zone:

    Tel: 866-642-5246
    mail: 
    find a mailing address list for your state
    For emergency claim reporting outside normal business hours, call toll-free 877-399-6442

    Primary Claims Workers' Compensation  Western Zone:
    Tel: 877-802-5246
    mail: 
    find a mailing address list for your state
    For emergency claim reporting outside normal business hours, call toll-free 877-399-6442

    Texas Workers’ Compensation e-Billing Information:
    Information on claims administrators in Texas

  • Experienced Claims Specialist
    -  All workers’ compensation claims are directly assigned, based on severity and complexity, to the claims
       professional most qualified to handle it to resolution, increasing the level of expertise applied to each
       case.
    -  986 techical staff are deployed in 26 states dedicated to workers' compensation.

  • Medical Management Program
    An innovative medical management program, Productivity Edge®, integrates five key medical management areas:
    -  Pre-injury management
    -  Medical expense management
    -  Telephonic case management
    -  Utilization management and field-based case management

    The Medical Management Program provides insureds with access to high-quality medical care while helping them to reduce their medical expenses, minimize lost productivity and better control indemnity costs.
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