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Workers' Compensation Insurance

Companies of all size and in all industries have workers’ compensation risks. Yet all risks, even those in the same classes of business, require an underwriting focus that evaluates each company’s unique risk factors.

Workers’ Compensation insurance coverage includes expert loss control, safety engineering and claims management to improve loss experience, resulting in lower premiums. Our teams of experienced underwriters, regionally located throughout the United States, have the knowledge and authority to address virtually any class of risk for companies of all sizes.

Features and Benefits Back To Top
  • Life safety surveys and safety training
  • On-site loss control, including fleet loss control and industrial hygiene services
  • Multi-state capabilities
  • Clear, concise, and brief submission process and instant online rates, quotes, and ordering for small businesses
  • Loss Sensitive Programs available; inluding Incurred-Loss, Paid-Loss and Paid-Loss Retention Plans, as well as large deductible programs for qualifying risks
  • State and Federal Act coverages available
  • Regionally based underwriters ensure timely, informed and high-quality service
  • Custom solutions from the Commercial Risk division, for accounts with annual revenue up to $700 million, and the National Accounts division, for accounts with annual revenue in excess of $700 million
  • Guaranteed Cost Programs available from Specialty Workers' Compensation
 

Our specialized claim services ensure that all workers’ compensation claims—from the simplest medical-only to the most complex—receive the focused care and attention needed for prompt and effective resolution.

All workers’ compensation claims are directly assigned, based on severity and complexity, to the claims professional most qualified to handle it to resolution, increasing the level of expertise applied to each case.

An innovative medical management program, Productivity Edge®, integrates five key medical management areas—pre-injury management, medical expense management, telephonic case management, utilization management and field-based case management—providing insureds with access to high-quality medical care while helping them to reduce their medical expenses, minimize lost productivity and better control indemnity costs.

To report a claim please contact us:
Primary Claims WC Eastern Zone:
Tel: 877-399-6442
Fax: 866-420-1404
mail: find a mailing address list for your state
For emergency claim reporting outside normal business hours, call toll-free 888-244-2736

Primary Claims WC Western Zone:
Tel: 877-399-6442
Fax: 866-739-6981
mail: find a mailing address list for your state
For emergency claim reporting outside normal business hours, call toll-free 888-244-2736

Texas Workers’ Compensation e-Billing Information:
Click here for information on claims administrators in the state of Texas.