Accident & Health - Group Benefits

How many businesses have thought about how accidents to employees could impact on their business? They know the value of most of their assets and sensibly make provision for critical contingencies such as fire, theft and IT breakdowns, but many fail to insure their most valuable assets, their people. People represent a major investment in time and money. If they are unable to work, this investment is jeopardized. If something happens to a key member of staff at a critical moment contracts and revenue could be compromised. Furthermore companies may feel duty-bound to arrange the most comprehensive benefits available for their employees. The insured business decides on how best to use the money. It could be used to lessen the blow to the business, paid directly to the affected employee or their deceased estate or used to hire a suitable replacement.

For more information or assistance:
• ask your broker to obtain a quote; or
• email us on groupbenefits@Chartisinsurance.com, or
• contact us directly on +27 11 551 8000

Business is constantly evolving – new technologies, new customers, requiring employee travel. A company needs to consider how best to protect their staff, whether they are thousands of kilometers away or just a few hundred kilometers from the office. Lifeline Plus Business Travel is designed to provide insurance cover for employees of local businesses traveling on Local and International journeys.  This covers gives you peace of mind knowing that your employees are covered especially whilst travelling outside the borders of South Africa.

One of our easily accessible facilities is an Online Pre-trip Planning tool, using your Chartis Travel policy number you will be able to excess valuable information about a country you may be visiting.  The site highlights important information on security, high risk territories, matters of concern, health etc.

For more information or assistance:
• ask your broker to obtain a quote; or
• email us on groupbenefits@Chartisinsurance.com, or
• contact us directly on +27 11 551 8000

Businesses often need to have visitors such as customers and suppliers on their premises. However they seldom think about how accidents to their visitors could impact on their business? If something happens to a visitor this could result in negative publicity and customers and revenue could be lost. Most businesses have insurance which covers them if they are legally liable for injury or material loss.
Lifeline Plus Image Protector ensures immediate financial compensation should the unfortunate happen to visitors that are legally on the businesses premises, irrespective of liability. The insured business decides on how best to use the money. It could be used to lessen the blow to the business, enhance safety, provide positive publicity or it could be paid directly to the affected visitor or their deceased estate. Lifeline Plus Image Protector can also be structured to provide short-term cover for specific events.
The benefit to this product is that Legal Liability does not have to be proven

For more information or assistance:
• ask your broker to obtain a quote; or
• email us on groupbenefits@Chartisinsurance.com, or
• contact us directly on +27 11 551 8000        

This is a plan which is designed to provide businesses with cover in the event where employees are hospitalised whether this is due to an accident or illness. The core benefit is a fixed amount for each day that the employee is confined to hospital, up to a maximum period of six months. Benefits can be retained within the business to make financial provision for unforeseen expenses resulting from an employee’s absence or paid as a benefit to the employee to assist with payment of medical bills

For more information or assistance:
• ask your broker to obtain a quote; or
• email us on groupbenefits@Chartisinsurance.com, or 
• contact us directly on +27 11 551 8000